3. Fort Collins-Loveland, Colorado

The Top 10 Housing Markets for the Next 10 Years

Fort Collins was named 'Money' magazine's Best Place to Live 2006 and #2 in 2008. Fort Collins's 2008 median home sale price was $212,000. Home prices in the area should rise an average of 4.1 percent annually over the next 10 years. (AP Photo/Ed Andrieski)

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10. Decatur, Ill... It pays to be green. According to Moody's Economy.com, Decatur's development into a green energy hub should help its housing market post roughly 3.4 percent annual gains. (AP Photo/Seth Perlman)
9. Pittsfield, M... The revitalization of Pittsfield's downtown district could help area home prices rise an average of 3.5 percent a year over the next 10 years.(AP Photo/Mandana Marsh)
8. Santa Fe, New... Real estate in New Mexico's capital city looks to be on the right track. The local real estate market is expected to see projected 3.6 percent annual gains. (AP photo/Courtesy of the National Park Service)
7. Sandusky, Ohi... Home prices near Sandusky, home to the largest collection of roller coasters in the world, are also expected to increase an average of 3.7 percent a year over the next 10 years. (AP Photo/Paul M. Walsh)
6. Duluth, Minne... The real estate market in "The Air-Conditioned City" is expected to be anything but cold. Duluth is expected to post gains of about 3.7 percent annually. (AP Photo/Jack Rendulich)
5. Anchorage, Al... If moose sightings are more your style, check out Anchorage, where Moody's Economy.com projects that home prices will appreciate by an average of 3.8 percent a year over the next 10 years. (AP Photo/Al Grillo)
4. Corvallis, Or... Corvallis's 2008 median home sale price was $245,000. Area home prices should increase an average of 4 percent annually over the next 10 years. (AP Photo/Rick Bowmer)
3. Fort Collins-... Fort Collins was named 'Money' magazine's Best Place to Live 2006 and #2 in 2008. Fort Collins's 2008 median home sale price was $212,000. Home prices in the area should rise an average of 4.1 percent annually over the next 10 years. (AP Photo/Ed Andrieski)
2. Glens Falls, ... At the foot of the Adirondack Mountains of New York you'll find Glens Falls. The 2008 median home sale price was $185,000 for Warren County, where Glens Falls is located. Home prices in the area will increase an average of 4.7 percent a year over the next 10 years, Moody's Economy.com projects. (AP Photo/Michael Virtanen)
1. Bremerton-Sil... The neighboring cities of Bremerton and Silverdale are located on the Kitsap Peninsula, surrounded by more than 300 miles of coastline in lovely Puget Sound. Moody's Economy.com expects home prices in the Bremerton/Silverdale area to increase by an average of 5.2 percent annually from the fourth quarter of 2008 through the same period of 2018. (AP Photo/Elaine Thompson)